Free Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Dumps Questions & Answers

All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT:

• A.Hearing tests
• B.Outpatient prescription vitamins
• C.Immunizations
• D.Routine physical examinations

The primary purpose of disability income insurance is to:

• A.Provide indemnity for loss of life
• B.Provide benefit payments for a period of time when the insured is unable to work
• C.Pay necessary hospital expenses when the insured is unable to work
• D.Pay any physicians' fees resulting from a disabling injury

In HMO coverage, all of the following services must be available 24 hours per day, 7 days per week EXCEPT:

• A.Primary care
• B.In-patient hospital services
• C.Dental care
• D.Emergency medical care

Medical charges that fall within the range of fees normally charged for a given procedure in a certain geographical area are called:

• A.Utilization charges
• B.Preapproved charges
• C.Scheduled charges
• D.Reasonable and customary charges

When the employer pays the premium, covered individuals normally receive tax-free benefits under all of the following group health plans EXCEPT:

• A.Health maintenance organization
• B.Disability income
• C.Major medical
• D.Dental