Free Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Dumps Questions & Answers

Accident and health policies must cover physically or mentally handicapped dependent children:

• A.To age 19
• B.To age 25
• C.Until they become self-sustaining
• D.For life

The Maryland State Benchmark Plan applies to which of the following?

• A.Medicaid plans sold through the Exchange
• B.Individual Health Benefit Plans sold through the Exchange
• C.Individual Health Benefit Plans sold outside the Exchange prior to January 1, 2014
• D.Medicare supplement plans sold outside the Exchange prior to January 1, 2014

Which type of coverage bases benefit eligibility on the capacity to perform activities of daily living?

• A.Long-term disability
• B.Long-term care insurance
• C.Major medical expense
• D.Medicare supplement

The free-look period provided in a life insurance policy is usually:

• A.31 days
• B.60 days
• C.45 days
• D.10 days

The entire contract provision in an individual accident and health insurance policy states that the producer:

• A.Has no authority to change the policy or waive any of its provisions
• B.Has company authority to change the policy
• C.May waive only certain contract provisions
• D.Has company authority to waive any contract provisions