According to the waterfall cycle approach to systems development, which of the following sequence of events is correct?

• A.System requirements, analysis, coding, software design, program design, testing, operations.
• B.System requirements, software design, analysis, program design, coding, testing, operations.
• C.System requirements, software design, analysis, program design, testing, coding, operations.
• D.Program design, system requirements, software design, analysis, coding, testing, operations.

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Which of the following strategies would most likely prevent an organization from adjusting to evolving industry market conditions?

• A.Forgoing profits over a period of time to gain market share from its competitors.
• B.Using the same branding to sell its products through new sales channels to target new markets.
• C.Substituting its own production technology with advanced techniques used by its competitors.
• D.Specializing in proven manufacturing techniques that have made the organization profitable in the past.

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Which of the following characteristics is most important specifically for a global manager to possess in order to be successful?

• A.Knowledge of different languages.
• B.Understanding of uncertainty avoidance differences
• C.Cultural intelligence
• D.Emotional intelligence

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During an audit of the organization's annual financial statements, the internal auditor notes that the current cost of goods sold percentage is substantially higher than in prior years. Which of the following is the most likely explanation for this increase?

• A.Process to manufacture goods is more efficient.
• B.Labor productivity to produce goods is increasing.
• C.Write-off of inventory is increasing.
• D.Cost of raw material inventory items is decreasing.

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Which of the following activities most significantly increases the risk that a bank will make poor-quality loans to its customers?

• A.Borrowers may not sign all required mortgage loan documentation.
• B.Fees paid by the borrower at the time of the loan may not be deposited in a timely manner.
• C.Loan officers may override the lending criteria established by senior management.
• D.The bank's loan documentation may not meet the government's disclosure requirements.

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